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Legal notice

Publisher identity, intermediary status, supervision, remuneration and how to complain.

Signing a document

The FINANZINTER website is published by CREDIT ASSUR PART'NER France, Société par actions simplifiée unipersonnelle with a share capital of 10 000 €, an insurance broker and a broker in banking operations and payment services.

Article 1 Site publisher

Company name
CREDIT ASSUR PART'NER France
Trade name
CAP FRANCE
Legal form
Société par actions simplifiée unipersonnelle
Share capital
10 000 €
Registered office
4 rue de la Côte Gérard, 55000 Fains-Véel
Trade register
RCS Bar-le-Duc 820 371 318
SIRET
820 371 318 00024
Business code
6622Z
Chairman
Laurent Boudet
Managing director
Virginie Maas
VAT number
FR90820371318
Publication director
Laurent Boudet
Telephone
+33 6 75 04 76 19
Email
contact@finanzinter.com

Article 2 Host

The site is hosted by Hostinger International Ltd , 61 Lordou Vironos str., 6023 Larnaca, Chypre , telephone .

Article 3 Status and registration

CREDIT ASSUR PART'NER France is registered with the single register of insurance, banking and finance intermediaries (ORIAS) under number 16004024. The register lists it under its trade name NEA COURTAGE; this registration can be checked at any time on orias.fr.

Categories of intermediation carried out:

  • Insurance or reinsurance broker (COA)
  • Broker in banking operations and payment services (COBSP)

Intermediation is supervised by the Autorité de contrôle prudentiel et de résolution (ACPR), 4 place de Budapest, CS 92459, 75436 Paris Cedex 09 — acpr.banque-france.fr.

Article 4 Assignment and remuneration

As a broker, CAP FRANCE acts under a mandate from its client and carries out an objective analysis of the market among its partners. The list of partner institutions is available on request.

Financial or capital ties with one or more credit institutions: aucun lien capitalistique avec un établissement de crédit .

Remuneration consists of commissions paid by the institutions and, where applicable, fees charged to the client. The amount or the method of calculation is communicated in writing before any signature.

No payment before the loan is obtained

Under article L. 322-2 of the French consumer code, no payment of any kind may be required from an individual before obtaining one or more loans.

Article 5 Insurance and financial guarantee

The company holds professional indemnity insurance and a financial guarantee in accordance with articles L. 512-6 and L. 512-7 of the insurance code and article L. 519-4 of the monetary and financial code.

Professional indemnity insurer
Hiscox
Policy number
RCP251103229931
Financial guarantee
SOCAF — 115 000 €
Coverage
Union européenne et Espace économique européen

Article 6 Complaints and mediation

Any complaint may be addressed to the complaints department at 4 rue de la Côte Gérard, 55000 Fains-Véel, or by e-mail to contact@finanzinter.com . An acknowledgement is sent within ten working days and a reply within two months.

Failing a solution, you may refer the matter free of charge to the competent consumer mediator: ANM Consommation , 25 allée Rose Dieng-Kuntz, 75019 Paris — anm-conso.com.

The European online dispute resolution platform is also available at ec.europa.eu/consumers/odr.

Article 7 Intellectual property

All content on the site — texts, images, logos, graphic charters, databases — is protected by copyright and trademark law. Any reproduction, representation or adaptation, in whole or in part, without prior written authorisation, is prohibited.

Article 8 Personal data and cookies

Personal data processing carried out on this site, its purposes, legal bases, retention periods and how to exercise your rights are described in the privacy policy. The use of trackers is detailed in the cookie policy.

Data protection officer: to be designated if required . You may lodge a complaint with the CNIL, cnil.fr.

Article 9 Applicable law and jurisdiction

These legal notices are governed by French law. In accordance with article 40 of the articles of association, any dispute relating to their interpretation or performance falls within the jurisdiction of the court of the registered office, subject to the protective provisions applicable to consumers.

A loan commits you and must be repaid. Check your repayment capacity before committing.